Send money home in seconds.
CrossPay turns rand and naira into digital dollars, moves them across the border instantly, and pays out to a local bank — for under 2%.
Waiting is cancelled.
Banks and money-transfer shops make you wait days and skim 8–10%. CrossPay moves your money in seconds for under 2% — and shows you every cent before you send.
Illustrative, on R10,000. Live rates shown in-app before every transfer.
Money home, the simple way
Add money
Top up in rand or naira via PayShap, EFT or card. We hold it as digital dollars.
Send instantly
Pick anyone by tag, phone or QR. See exactly what they receive before you confirm.
Cash out
They withdraw straight to a local bank account — usually in under two minutes.
Why people switch to CrossPay
Arrives in seconds
In-app transfers settle instantly — not the 1–3 days a bank wire takes.
Every fee, up front
Mid-market rate plus one small, visible fee. No hidden FX spread, ever.
Two-way SA ⇄ NG
Send from South Africa to Nigeria and back — built for both directions.
No Nigerian number needed
Onboard with a South African phone and ID. The old blocker — gone.
Bank-grade security
Tiered KYC, PIN + biometrics, and licensed custody for every cent.
Built for what's next
Aligned with the CBN's Payment System Vision 2028 and regulated rails.
Compliance-first: CrossPay launches on licensed on/off-ramp partners with tiered KYC on both ends — and is building toward the cross-border framework the CBN's Payment System Vision 2028 sets out.
Be first to send the smarter way.
We're onboarding the South African and Nigerian communities now. Add your email and we'll tell you the moment you can send.